She radiated delight at having a rose named after her at the Chelsea Flower Show in May – while this week she's been in a carefree mood, plunging into crystal waters in Spain.

But into every life a little rain must fall – as Kate Moss knows all too well.

Indeed, it looks as though she may be obliged to brace herself for quite a deluge, possibly the most severe the beauty has endured since her romance two decades ago with troubled rocker Pete Doherty, which led Moss to check into a rehab clinic.

This time the storm clouds take the form of a liquidator's report into Cosmoss, the wellness brand which Moss launched in 2022 only to see it falter and then fold last year with debts of £2.9million.

At the time, it was estimated the lion's share – some £2.3million – was owed to Moss herself, given that that was the sum owed to the largest creditor, the modelling agency bearing Moss's name, of which she is the owner and sole director.

But that still left £600,000 unaccounted for, a sum which, according to the liquidator's second report this week, is unlikely ever to be repaid. None of it is owed to the taxpayer. But there are numerous small firms which may now be regretting trading with Cosmoss, which offered Moss's admirers the chance to buy 'sacred mist' fragrance for £72 or 'golden nectar' CBD oil, priced at £98, or 25 tea bags for £21.

One of Cosmoss's creditors, cosmetic consultancy Annel Ltd, confirms it has been affected. 'As with any small business, unpaid invoices can have a meaningful effect,' co-founder Eliza Gulko tells me. Other creditors include King Charles's solicitors, Harbottle & Lewis, who are owed the princely sum of £23,000.

Moss, 52, who since selling her London mansion for £11.5million in 2021 spends much of her time at her idyllic house in the Cotswolds, once explained why she never spoke about money.

'It's completely insensitive,' she reflected. 'I get paid ridiculous amounts of money for doing ridiculous things.'

She remains silent now – but perhaps she'll make an exception in due course.

It's ironic Cambridge's vice-chancellor didn't spot the group-think at the college that tolerated fantasist professor Jason Arday. Psychologist Deborah Prentice specialises in pluralistic ignorance, where people adhere to a fallacy to avoid setting themselves apart from a clique.

Gracing the cover of Playboy magazine seems to have unleashed Cara Delevingne's racy side. The model-turned-singer appears topless in the video for her new song, Crazy, Baby. 

She can be seen covering her breasts with her hands as she struts on a treadmill. Cara, 34, has said her Playboy photoshoot this summer gave her the freedom of 'owning my sexuality and owning my body'. 

She signed with Warner Records earlier this year before releasing I Forgot and Out Of My Head, and says new dance track Crazy, Baby is dedicated to 'anyone who's ever been not normal'.

Dapper actor Bill Nighy says some fans wrongly believe he has a knighthood. 'People call me 'Sir' in the street, and it occurred to me that maybe they think I've been to the Palace,' Nighy, 76, tells me at a screening of his new film &Sons at the Curzon Mayfair. 'I've been mistaken for a knight, which is one of the perks of being older.' The Love Actually star adds: 'It's happened a few times.' Is anyone on the honours committee listening?

The Princess of Wales is often seen wearing a parka-style jacket by Troy London, a label founded by her close friends Rosie van Cutsem and Lucia Ruck Keene. 

So Catherine, pictured in her coat, will be sad to hear that the sisters have decided to close the company, which they founded in 2013. 

Its clothes were also worn by singer Rita Ora and actress Pamela Anderson. The company was named after their childhood home in Oxfordshire – the Grade II-listed manor house Troy. 

Sir David Beckham is being treated to a roasting at his Oxfordshire home. In June, I revealed that Becks had been hauled over the coals for installing a fire pit on an island in his lake, which was meant to increase its 'value for wildlife'. 

Now, another objection has been filed to the local council. 'Hot tub' appears on the new layout plan,' notes this critic. 

'Maybe this is a new toy for the wildlife to have a soak after a long day trying to find food?'

Hannah Waddingham found fame relatively late in life when she was cast in the football comedy Ted Lasso, now in its fourth series. But the 52-year-old actress has been making up for lost time. I can reveal she has banked £3.3million at HK Waddingham, the private company into which she channels her earnings. Its takings include £1.6million profit for the year to last October – £31,000 a week.